Kathleen D. Schaum, MS, is President and Founder of Kathleen D. Schaum & Associates, Inc, 6491 Rock Creek Drive, Lake Worth, Florida 33467. Email your questions for Payment Strategies to Kathleen at [email protected]. For reimbursement strategy or education consultation, call Kathleen at 561-670-7176. This article is considered expert opinion and was not subject to peer review.